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Privacy Policy

1 Oct 2019

1 Background

To provide you with our Services, Hadley Green Investments Pty Ltd, Related Entities and agents (we, our, us) need to collect Personal Information. If we do not collect Personal Information or if any of the Personal Information you provide is incomplete or inaccurate, we may not be able to provide the Services or those Services may be compromised.

We recognise the trust you place in us when you provide us with Personal Information and are committed to protecting your Personal Information and complying with our obligations under the Australian Privacy Principles. This document provides you with information on how we collect, use, store and disclose your Personal Information.

 2 Definitions

In this policy:

Personal Information has the meaning given under the Privacy Act.

Privacy Act means the Privacy Act 1988 (Cth).

Related Entities has the same meaning as under the Corporations Act 2001 (Cth).

Sensitive Information has the meaning given under the Privacy Act.

Services mean the offers and services provided by us.

Website means and other websites and forms of social media where you post comments or we interact with you.

The meaning of any general language is not restricted by any accompanying example and the words ‘includes’, ‘including’, ‘such as’, ‘for example’ or similar words are not words of limitation.

 3 What Personal Information do we collect?

The type of Personal Information we collect may differ depending upon the circumstances of our relationship with you and the nature of the Services we provide to you. Depending on the nature of the Services we provide to you, Personal Information we collect may include but not be limited to:

Name, email address, telephone numbers, address, date of birth and any other contact details, Gender, Interests, Debit or credit card information, If you seek credit from us, your financial and trading information and credit reference information, Sensitive Information, Financial information and credit reference information, Qualifications Employment history, Information provided in response to application, Licensing information, Identification documents.

4 Credit

To the extent allowed by law, we may and you authorise us to collect, use and disclose information in respect to any credit we provide to you, including to a Credit Reporting Body (CRB). This includes information the CRB requires to provide us with a report to assist us in assessing your credit worthiness, payment or default information, information about fraud or any other serious credit infringement, information about adverse court judgments, insolvency or bankruptcy and publicly available credit information about your credit worthiness.

If you default in the payment of any monies owed to us, you authorise us to provide Personal Information to the CRB. This information may then be used and disclosed by the CRB in accordance with the Privacy Act and the CRB’s privacy policy, including providing credit assessments to other credit providers. You may request the CRB not to use or disclose your credit information in some circumstances, e.g. if you have been a victim of fraud. Information about the CRBs we use may be obtained from our Privacy Officer, whose details are set out below.

5 How do we collect the Personal Information?

We collect Personal Information:

  • directly from you;
  • through our Website and by other electronic communication channels (e.g. when you send us an email or post, an entry on a social media site);
  • when you participate in a survey or register to receive information from us;
  • from your employer, company or other organisation if you use our Services under a corporate account or other arrangement;
  • from our contracted service providers;
  • from a CRB;
  • from debt collection agencies if you default in a payment to us;
  • from third parties;
  • from publicly available sources of information;
  • when we are required to do so by law;
  • when you log onto or connect to our Website. Our server automatically records information your browser sends (e.g. your IP address, how and when you travel through our Website, the pages and documents accessed information about your usage (e.g. by way of cookies) and other information provided by downloading information from our Website).

If at any time you supply Personal Information to us about any other person, you represent and we accept that information on the basis that you are authorised to do so and that the relevant person has consented to the disclosure to us.

6 How do we use Personal Information?

We use the Personal Information we collect for operational purposes, including:

  • to provide our Services;
  • for security purposes;
  • to comply with our contractual and other legal obligations;
  • to provide information to companies and other entities which provide ancillary services, including insurance, security, finance and charging facilities;
  • to process your inquiries and improve our Services;
  • for marketing purposes (refer to Section 7 Marketing); and
  • to develop and improve our Services.

7 Marketing

We may use and disclose your Personal Information to provide you with information on offers, products and services offered by us, our Related Entities and our business associates. If at any time you no longer wish to receive any additional marketing material from us or do not want your information disclosed for direct marketing purposes, contact our Privacy Officer and we will remove your details from our marketing database. We do not use Sensitive Information for marketing purposes.

8 Disclosing Personal Information

In addition to the situations above, we may disclose your Personal Information to our Related Entities and third parties in certain circumstances including:

  • if you agree to the disclosure;
  • to assist in the provision of the Services;
  • where disclosure is required or permitted by law, e.g. by court order, following a request from the Police, government authority or regulator, or to investigate suspected fraud or other unlawful activity;
  • in circumstances where you would reasonably be expected to consent to information of that kind being passed to a third party;
  • where it is required to be disclosed for audit purposes;
  • where it is reasonably necessary for the enforcement of the criminal law, a law imposing a pecuniary penalty or for the protection of public revenue.

9 Security considerations

While we do all we reasonably can to protect your Personal Information from misuse, loss, unauthorised access, modification or disclosure, including investing in security software, the Internet is not a secure environment. The open nature of the Internet is such that information exchanged via the Internet may be accessed and used by people other than those for whom the data is intended. If you send us any information, including (without limitation) Personal Information, it is sent at your own risk. If you access a third party links from our website, you do so and provide Personal Information in accordance with the terms and conditions under which the provider of that website operates.

10 How your information is stored

We endeavour to keep our information systems and files secured from unauthorised access. Those who work with us are aware of the importance we place on protecting your privacy and their role in helping us to do so. Our procedures to securely store Personal Information include electronic and physical security measures, staff training and use of password protection software.

When the Personal Information that we collect is no longer required, we will remove or de-identify the Personal Information as soon as reasonably possible. We may, however, retain Personal Information for as long as is necessary to comply with any applicable law, for the prevention of fraud, for insurance and governance purposes, in our IT back-up, for the collection of any monies owed and to resolve disputes.

11 How you can update, correct, or delete your Personal Information

You may request access to your Personal Information or correct any inaccurate or out of date information by contacting our Office. For security purposes, we may ask you to provide evidence of your identity. Upon request, in most cases we will give you access to the personal information that we hold about you and take reasonable steps to correct any incorrect information. We will try to make the process as simple as possible.

You may request the source of any information we collect from a third party. We will provide this, unless under the Privacy Act or other law there is a reason for this information being withheld. If there is a reason under the Privacy Act or other law for us not to provide you with information, we will give you a notice of refusal setting out the reasons for the refusal except to the extent it would be unreasonable to do so and the mechanisms available to you to complain about the refusal.

12 Changes to our Privacy Policy

This document sets out our current Privacy Policy. Our Privacy Policy will be updated from time to time. You should therefore review our Privacy Policy each time you visit our Website or provide us with Personal Information. By continuing to access and use our Website or providing us with Personal Information you agree to our Terms and Conditions as updated and modified.

14 Contacting us

You should contact us immediately if you believe:

  • someone has gained access to your Personal Information;
  • we have breached our privacy obligations or your privacy rights in any way; or
  • you would like to discuss any issues about our privacy policy.

Our contact details are:
Attention: The Privacy Officer
Mail: Hadley Green Investments Pty Ltd
PO Box R430 Royal Exchange Sydney NSW 2000

Please provide details of your complaint and your contact details to enable us to discuss it with you and conduct our investigations. We will respond to you within 30 days.

More information about your rights and our obligations in respect to privacy and information on making a privacy complaint are available from the Office of the Australian Information Commissioner at:

Post: GPO Box 5218 Sydney NSW 2001